Be A Rich Foodie: How To Save On Your Next Grocery Bill

After listening to one of my favorite podcasts called So Money, where Farnoosh Torabi (a top financial journalist) interviews some genius business minds like Tony Robbins and Tim Ferris, as well as many others that are displaying some sort of awesomeness in their lives, I noticed a trend.

In this podcast, she picks her guest’s brains on how they deal with money. One of the questions she asks her guests is what their guilty pleasures with money are, and more times than not….the answer is food.

Food? Really? Less shocking answers could be cars, jewelry, or clothes, but food?

via GIPHY

While this wasn’t shocking to me, it did really spark something in me to write about this topic.

We LOVE food and we have a tendency to think with our stomachs and not our wallets at times.

I have seen this with friends, clients, family, strangers, and myself. What most people don’t realize is that they don’t have to be coupons queens and kings to save money on groceries. It is EASY to save money on groceries if you follow some simple philosophies below.

-Set a grocery budget and stick to it. Write down all of the food you need in a month and calculate how much it would cost to only get those items. Add a little cushion in there for price increases and stick to this number. Remember to only put your needs.

-Do not go grocery shopping on an empty stomach. This doesn’t sound like a real tip, but it is extremely important to go shopping with a calm and collected mind. Your mind is not calm when all you can think about is eating. When you go to the store hungry, you end up buying things that you typically wouldn’t buy because you are craving everything. This is when you are most likely to break the budget.

-Avoid packaged and/or already cut food. An example of this would be pieces of watermelon that have already been cut and are packaged in a plastic container. There is absolutely no reason for you to spend six dollars on one serving while you can buy a whole watermelon for the same price or cheaper. Veggie plates are the worst as they can run up to thirty dollars or more for maybe five dollars worth of vegetables.

-Don’t shop like your parents. Just because your parents shop at Whole Foods doesn’t mean you have to shop at Whole Foods as well. If your argument is that you like to purchase high quality, organic products, you can find these things at many grocery stores. Try an alternative like Trader Joe’s or Kroger. If you feel like you can’t live without Whole Foods in your life, at least buy their 365 brand of products which are cheaper than the other brands.

-Make a list. After you have done inventory of the foods you have left at home, make a list. You may not need some of the same things that you bought last week or you may not want to buy some of the things that you didn’t eat from the previous weeks. Making a list will help you save time and stick with your budget.

-You probably shouldn’t be buying in bulk. Buying in bulk usually works out better for families as there are more mouths to feed. It isn’t always the cheapest route and you have to make a “commitment” to the food you buy.

-Look at alternatives. Depending on where you live, work, and your time commitments, it may be more cost efficient for you to get your groceries delivered or shop online. If you’re making $100/hr. on a side business and you don’t have time, you might be better off using a service like this. There are several great local grocery delivery startups that can save you time and money. This would also prevent you from over shopping or getting sucked in from all of the marketing in stores.

Lastly, remember to give yourself a splurge budget where you can buy the random things you enjoy like Clearly Kombucha from Whole Foods or my favorite, Kize bars! There is nothing wrong with treating yourself with things you enjoy as long as they are planned and budgeted.

 

10 Questions with MTV’s Jordan Wiseley

Would you leave school to be followed around by MTV cameras 24 hours a day?

Jordan Wiseley did. Not only did he appear on the 28th season of The Real World where he constantly stirred the pot with his ambitious views, he has continued to play an integral part of MTV’s hit reality shows like The Challenge, where he recently won the grand prize of $125,000.

Though Jordan is busy working on several projects in the LA area, he was kind enough to give me some of his time as I thought he would be a perfect millennial to showcase.

Jordan is an excellent example of a millennial that is taking advantage of the opportunities that are being thrown his direction.

 wiseley

 

  1. Tell me a little bit about your background?

I went to Mustang High School (Mustang, OK), but I lived so far out of town that I could have been going to Union City or Minco. Looking back I wouldn’t trade any of our upbringing for anything. The age of exploration! Everyday, we’d set out in a different direction in search of trouble. We owned livestock and had all the chores that follow.

Sports ruled a lot of my time as well. Football, baseball, and wrestling were non-stop. I also raced motocross for much of my youth. I can’t wait to let my kids do the same things. Gravel roads, livestock, and creek jumping are in my blood and I don’t see myself not raising my family there as well.

  1. What made you decide to try out for The Real World?  

It was really a dumb luck kind of thing. Some buddies and I walked into Coaches, down in Bricktown (downtown Oklahoma City). MTV had held a casting call earlier in the day and the producers were still there. Of course we were probably loud and annoying (which happens to be very fitting for MTV). They walked over and asked for a picture and for some additional information.

About two months later, I was landing in Portland, OR.

  1. How has being on TV changed your life?

Growing up, I always wanted to be an actor. I mean, out in the country, you have to make your own fun. So playing make-believe games of war/battle, reenacting old westerns, or any superhero anything were normal. That and pond hopping was what we did. Just being on TV didn’t change my life much at all. I mean yes, more peeps notice you out and about but nothing major changed.

What I was really looking for though were the networking connections I made while a part of MTV. If it weren’t for some great friends and people along the crazy MTV path, the Real World would have been for nothing.

  1. What are you currently working on?

Currently, I just finished filming Tyler Perry’s show “If Loving You Is Wrong in which I play a season regular named Ben. The season will premier on Oprah’s OWN Network at the end of September. I am also co-writing and producing a new comedy series that I am SUPER STOKED about. We start shooting at the end of September, and if shooting goes anything like the table reads, we may piss ourselves laughing.

Along with all of that, time goes into writing/producing new show ideas. I also work scene study and character development out of James Franco’s Studio with an amazing cast of actors.

  1. What has been your biggest challenge?

Oh easy, having only one hand for sure. My first two years (at least) of trying to break into the entertainment industry can be summed up in a quote, “your face is perfect, and your body is great, but we’re just not sure about your hand.” Thanks to all those “no’s.” It only lights a fire.

  1. Speaking of challenges. Congrats on winning last season of The Challenge! How does it feel?

Thank you! It feels good to take it home, especially when a show like The Challenge generates so many fans. That being said, you also get a lot of haters and THAT was the best part of winning. Just showing that WE can literally do anything (we as in all of us) set our minds to. Just don’t stop.

  1. How are you managing the money you won? How have your spending habits changed?

Money, money, money. It’s a fickle thing. In winnings, I received a total of $125k in two $65.5k checks (not including my contract pay and no taxes taken out). Off the top, I knew taxes were going to hurt so I immediately put the first check into a separate account with the highest interest rate I could get. That account would cover all taxes.

My contract also pays me every week while we are filming. I have those checks direct deposited into my brokerage account.

Pause. Before I leave to film any challenge, I pick an energy company’s stock that I like (always an Oklahoma company and always energy because I know the companies and they are a bit easier to see future movement with Oklahoma being so on top of oil prices). These are ones I know and should see a rise in price the next month or two while I’m away. So instead of just having the checks deposited into an account that has a low fixed-rate, I buy stocks that I know won’t go down and have the possibility of seeing major gains.

The best jump I had was after filming Free Agents. That year I saw almost 20% returns on over $21k deposited. The worst return I saw was actually after winning Exes, but it was still a gain of 3% on over $30k deposited. I am a big fan of having multiple accounts. You never know when things could hit the fan and you need a quick reserve, so I also keep accounts stocked away for that.

As far as spending habits, yes, they have changed a bit over the last few years. Not that I throw away cash on junk or anything but your means of living rise with your yearly income.

  1. Tell me about what you do on a day-to-day basis?

For me there really isn’t a day-to-day as much as there is a weekly schedule or routine. When home in LA, I try to diversify my time and creative outlets as much as I can. Throughout the week, I workout/run two hours a day, six days a week. Once per week, I see a private acting coach to help dive into any audition that I might be preparing for, as well as at least a second day of working scenes at Franco’s studio. Right now I’m producing a web series and we’re having pre-production meetings once a week until shooting in two weeks. Throughout the week I always set aside times, usually in the mornings, to write scripts for ideas.

  1. What does success mean to you?

Being happy, but most of all being comfortable. Meaning as long as my roof and expenses are taken care of and I have enough to have a bit of fun every now and then with my friends and family, I’m good. I don’t need a fortune to be groovy.

  1. What is your advice for millennials that aren’t pursuing their dreams?

In this day and age, it’s ridiculous not to chase down your dreams or at least give them a fighting chance. We see it everyday. Anything can happen. Why not us?

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